Saturday, March 14, 2020

Organizational Behavior and Management

Organizational Behavior and Management Introduction Directorial behaviour is the study that investigates the blow on persons and groups behaviour in companies undergoing change. This is very important because the resulting knowledge is used to improve the effectiveness of an organization during change (Martin, 2010). Organizational change on the other hand, is the modification in the ranks in an organization.Advertising We will write a custom term paper sample on Organizational Behavior and Management specifically for you for only $16.05 $11/page Learn More Change is inevitable since organizations operate on open systems which interacting with the dynamic external environment. In the following paragraphs, the themes and statements in the Eight Stages in Kotters book Leading Change† will be compared and contrasted with specific concepts discussed in the Ivancevich textbook. Stage 1: Establishing a Sense of Urgency Kotter speculates that for change to occur, 76% of a companys population needs to embrace change for it to happen. If the whole company is convinced about the need for change, the easier it will be to implement it (Kotter, 1996). One way of creating a sense of agency, is having an honest and convincing dialogues; especially on the market trends and competition activities. The big idea here is that if many employees are involved in the change, the urgency to implement will be fuelled by the employees themselves. Likewise, Ivancevich points out that motivating the employees is important to initiate change. This is because if some employees are motivated, they are bound to motivate their mates (Ivancevich, 2010). When employees talk about the impending change, they will be actually be promoting it. A proper channel should be chosen for communicating matters related to the impending change. This will make sure that all aspects of the change are understood and avoid the spread of wrong information in form of rumours. Wrong information has the potential of creating unrest and this should be avoided. Step Two: Unite a Powerful alliance In order to convince employees that change is crucial, a strong leadership and visible support from the directors should be established. A coalition of professionals from different disciplines should lead the change. Some of these leaders would be needed for their expertise, status and political influence (Kotter, 1996).Advertising Looking for term paper on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More Once the leaders in the organization have been identified, they should be urged to be fully committed up to the emotional level. The coalition formed should then work as a team so as to balance out their weaknesses. This is very important since individuals from different disciplines are bound to disagree and have shortcomings. However, Ivancevich points out the need of recognizing the impact of an informal organization in implementing change . There is need to use informal leaders to help initiate change, since formal organizations are usually resistant to change. Communication is much widespread and free in an informal setting than in a formal one. This means that people will be aware of the change in a more casual way and easily adapt to it. Also, communication channels in a formal setting are slower and usually appear dictatorial. On the other hand, an informal way is more welcomed. Step Three: Create a Vision for Change The third step in effecting change, involves setting of a clear vision which can help everyone in the organization understand why and how the change is needed and implemented. The management must ensure that everybody in the organization understands everything regarding the impending change. People tend to accept directives as long as they understand them; therefore proper vision statement is vital for change (Kotter, 1996). In this step, the values that are vital to the change are determined and a s hort summary that sets out the future of the organization is developed. Also, everyone in the organization should understand the methods needed to execute the vision created. Ivancevich supports this stage since he emphasizes on the need to have a clearly set vision, mission and plan for change to be successful. This is important as people work best when they know what is expected of them. Step Four: Converse the idea After the mission has been set, it needs to be spread in a very influential way. Since there are usually many messages communicated daily in an organization, the vision of the change has to be communicated in a way that is bound to leave an impact. Therefore, the change vision should be stated powerfully and frequently.Advertising We will write a custom term paper sample on Organizational Behavior and Management specifically for you for only $16.05 $11/page Learn More It should also be embedded somewhere everybody in the corporation has a high chance of reading it (Kotter, 1996). During meetings, the change leaders should mention the vision or at any other suitable time. Additionally, the vision should be the basis of making the current decisions and solving the present problems. By keeping the vision fresh on everyones minds; it will be a reminder of how to proceed with the current duties. Most importantly, the leaders should be the role model when it comes to adopting change. Ivancevich addresses this issue on his theme of communication. Step Five: Removal of Resistance Kotter’s fifth step in organizational change, points out to the need to remove opposition to transformation. If most of the employees have already embraced change, the few resisting should be eliminated for change to proceed smoothly. It is important for the leaders to identify individuals who are embracing change and those who are not. Once they are identified, the leaders should do their best to convince them on the importance of change. If the y are still resistance, they should be let go. Rewarding individuals embracing change can be used to encourage the resistant to follow suite. Ivancevich outlines reasons of resisting change: certain employees usually see a change as a form of the bosses to benefit themselves. Others resist simply because there are uncertainties surrounding the whole issue of change. Therefore, due to fear and selfishness, they oppose change. Ivancevich also recommends that the individuals resisting change to be enlightened on the benefits of the change. One of the differences between Ivancevich and Kotter is that Ivancevich recommends the use of force to ensure that change is implemented. Ivancevich therefore, partially supports this stage. However, both of them agree that resistance should be uprooted. Step Six: Create Short-term Wins Success is the best motivator, and therefore employees should be given a chance to celebrate every success in implementing change. Short-term goals in the change proc ess should be set with the aim of achieving the greater change (Kotter, 1996). The goals that are reasonably achievable should be evaluated to see if everything is going according to the plan (Pitts, 2006).Advertising Looking for term paper on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More For example, by observing sure-fire projects that will not receive any strong critics or expensive, leaders will be able to asses the success rate of the change. Also, they will be able to predict the speed of implementing rate and its efficiency in operation (Kotter, 1996). Finally they will be able to analyze the potential pros and cons of the intended change. If the early targets do not succeed, the entire change process can easily be shattered. In comparison, Ivancevich states that employees like being rewarded for work well done. This is achieved if targets are well set and rewards, either in verbal form or promotions, are given to those contributing to change (Martin, 2010). Step Seven: Capitalizing on the Change Kotter reasons that a lot of change programmes are unsuccessful because triumph is announced prematurely. Quick wins are only the beginning of what needs to be done, consequently, after every win, it is wise to analyze what went right and what can be worked on as far as the next set targets are concerned. To continue building on the momentum already achieved and to keep ideas fresh, new change agents and leaders in change coalition will be needed (Kotter, 1996). In support of this step, Ivancevich points to individuals who act as catalysts and assume the responsibility of managing change activities; they can be managers or employees. Step Eight: Attaching the Changes in the Company’s Traditions At last, to make any change solid, it should be a part of the company’s main business. Because company culture often dictates its activities, the values behind the change vision must be noticeable in the daily work. As a result, efforts to guarantee that the change is experienced in each and every aspect of the organization should be made. This is bound to bring about change in the company’s culture (Kotter, 1996). Ivancevich describes culture as the manner things are done around a certain society. Therefore if change is incorporated in the company culture, it is likely to stick and be accepted as a norm. References Ivancevich, K. (2010). Organizational Behaviour and Management. Boston: Harvard. Kotter, A. (1996). Leading Change. New York: Harvard Business School Publishing. Martin, J. (2010). Business and Economics. New York: Macmillan. Pitts, J. (2006). The Effects Of Managerial Communication and Justice Perceptions. Seattle: Yellowstone.

Wednesday, February 26, 2020

In Land Barge Transportation in Europe and China Research Paper

In Land Barge Transportation in Europe and China - Research Paper Example Europe on the other hand lies thousands of miles away from china and is an entire continent with tens of developed countries. This is arguably the only continent in the world consisting of only developed country. The region uses a single currency a factor that allows free movement of goods and labor across the countries in the continent. The region too has an effective transportation infrastructure, which includes state of the arts roads and efficient rail network coverage of the entire region. Apart from these, the region enjoys a wide access to major water world water bodies and a number of inland lakes all of which further necessitate the use of the inland barge as a means of transportation. With such backgrounds, the regions undeniably use inland barge as a means of transporting both goods and labor in and out of the regions. The history if the means of transport dates back to the seventeenth century when the regions used mundane technologies to power the machines. The efficiency the regions enjoyed from the use of the transportation system led to the development of the regions and the modern technology continues to perfect the machines to increase their reliability making them of utmost relevant to the modern society and the modern day development process. The topic is therefore researchable since it is evident that the mode of transport contributed to the development of the region and it is speculated that the two regions use different technologies to power the machines and employ the machines in different uses. The claim that inland barge is a more efficient means of transporting goods than rail and roads is also worth investigating since despite the claims, the two regions still have extensive road and rail coverage and use these to transport goods across the regions. Despite these, the geographical context of the two regions and the distance separating the two regions pose a great challenge in conducting the research (Kuada, 2012). The scope of the res earch is too wide to collect the data within the set period of two months. The research therefore requires a large budget if the researcher is to employ some of the involving means of data collection. However, to remedy the challenges posed by these, the research assumes both a qualitative and quantitative research structure. Fusing the two in most researches normally widens the scope of the research but the reach in this context is wide already and therefore complex. The qualitative aspect of the research vies the features of the means of transportation and the uniqueness of its employment in the different regions. Finding data for this type of research is not difficult since it all relies on the previous works done by other scholars and researchers (Rajendra, 2011). This therefore makes this aspect of the research a content analysis of the structures of the mode of transportation and the different features it possesses. The quantitative aspect of the research relies on the measura ble components of the transportation system in the two regions. This type of research makes comparison easier to conduct since the researcher will require only a workable variable or a number of workable variables that apply to both regions and compare

Monday, February 10, 2020

Management theories Essay Example | Topics and Well Written Essays - 1000 words

Management theories - Essay Example With new management theory so readily available, it seems that few if any of the historical theories meet our expectations today. However, in choosing one the choice here would be the Administrative Principles. This approach, at least made an attempt to focus on the total organization and today we know that each entity in an organization is important to the whole and how those entities function together is extremely important. In this particular theory, Henri Fayol (1841-1925) was the developer of the theory. There were fourteen general principles that were put into place as a part of this principle. There are truly some good things and some bad things here.(provenmodels, 2010). Division of labor: This is a method of achieving maximum efficiency through the use of specialized labor rather than just splitting people up by the technical activities they do. This is, in some ways, how a hospital works today and many other major businesses too. The division of labor is usually split up by specialty. For example, the business office, the admissions, the coders etc. Establishment of Authority: Here the true ability to make a decision and carry it out is available to the manager. Today, we call it one kind of power or another but even today, there are organizations that are unable to release this authority even to their top managers. As one reads these points, it is realized that they are all important today and we think of them as a part of one or more of the theories we study today. When the pros are thought of, one of the things that leaps out at the reader immediately is the stability of jobs. In today's world there are beginning to be short numbers of staff in many specialty fields. It is also known that training and retraining staff are very expensive (Jick, & Perpirl,, 2003). With that known, retention of staff becomes extremely important, as important today at it was then. The other pros are that unity of command remains important today as well as unity of direction. Today, we understand that it is important to assure that employees other than senior management staff are a part of strategic planning, for example. The cons are that this is a step back of course from what we know today and though the fourteen points are useful, it all seems somewhat complicated to use and they are somewhat vague in spots a nd seem a little confusing. The theory that is most

Thursday, January 30, 2020

The Blind Side Essay Example for Free

The Blind Side Essay ‘Our surroundings can be both threatening and comforting. Discuss in relation to the behaviour of Michael Oher in the film.’ Some settings we encounter in our lives are both familiar and dangerous to us. John Lee Hancock shows this particularly well through the character of Michael Oher in ‘The Blind Side’. Settings such as the Touhy house, the Christian school and the suburb of Hurt Village, where Michael’s mother lives, serve as examples of these contradictory places. Briarcrest Christian School is a place where Michael originally feels threatened, but becomes a place of comfort for him as the movie progresses. When he first moves to the school, Michael does not know anyone, and is daunted by the lack of diversity in the students. He does not seem to understand the work, or wish to do it, and his teachers do not try to help him. This is evident in his poem ‘White Walls’, which is found in the rubbish by one of his teachers. In his writing Michael outlines that â€Å"[he looks] and [he sees] white everywhere, white walls, white floors, and a lot of white people.† Here Hancock refers to Michael’s race and how lonely he feels at the school. Michael also says that he ‘[has] no idea of anything [the teachers] are talking about’ and that they ‘[expect him] to do the problems on [his] own’, implying that he is not confident with working independently. The scene where the teachers hear his poem is when things start to change. They realise that Michael needs help, and start to provide him with it; letting him take tests orally and giving him extra support. The teachers discover that ‘Michael Oher is not stupid’ and his grades start improving. This implies that he does want to learn, and is becoming more acclimatised to the work and school. Through his friendship with SJ, he becomes more socially accepted and school is no longer so lonely for him. As the film progresses, Michael grows to be comfortable at the school, and with his grade improvement, feels like he belongs with his peers. Another place Michael finds both comforting and threatening is the suburb where he grew up. He lived there with his mother during his early childhood, and yet ironically it is one of the places where Michael is most likely to be hurt. He feels a sense of duty to his mother, and returns to her despite.

Wednesday, January 22, 2020

Social psychology seems to have many origins; critically discuss the hi

There are many explanations for the origins of modern social psychology. It is therefore important to consider that social psychology cannot be traced back to one single source of origin (Burr, 2003). Hence, this is the reason why there are debates of what social psychology is. Allport (1985) described social psychology as â€Å"the study of people’s thoughts, feelings, and behaviours which are influenced by the actual, imagines, or implied presence of others†. As seen from this definition there is a direct link between social science and the individual psychology (Sewel, 1989). Social psychology cannot be seen as a linear phenomenon. This is because social psychology has derived from combination of influences. The development of social psychology can be discussed in two different ways. Firstly, social psychology is argued to be found upon political movements and social philosophies in the United Stated of America (US). Secondary, it can be argued that social psychology developed due to the response of social and political needs. 3. There have been debates regarding whether social psychology should be dealt as a natural science or not. The ideology of natural science is very important as it affects the way the social psychologist deal with situations. For example, if there are specific scientific objectives then the study is laboratory based and uses experimental procedures in order to gain knowledge. Psychologists who use this positivistic method are classified as experimental social psychologists. On the other hand, critical-social psychology has competed with experimental-social psychologists. The strength of the critical-social psychologists is that they use a range of different methods in research, and are not limited to scienti... ...ocial psychology now has a great impact on social cognitive approach. Social cognition includes attribution, stereotypes, autism, (Striano & Reid, 2008). The European roots of social psychology have led to social constructionism and social representation. The modern social psychology is now constructed with the American and European doctrines. However, due to the political events and developing researches in social psychology, the disciple has only been able to contain within America (Cartwright, 1979). On the other hand, Gergen (1973) argued that social psychology cannot be interpreted as a science because social psychology is historically and culturally specific, which is the reason why the discipline is continuously changing. Critically speaking, there is an advantage of different approaches to social psychology, as it views dilemmas in different perspectives.

Tuesday, January 14, 2020

Manager Resume Example Essay

ALBERT A. YAGUDAEV Home (718) 956-7299   Cell (917) 865-4782 Fluent in English & Russian CORE KNOWLEDGE AREAS Risk Management Finance Management Strategic Analysis Team Building Problem Solving Statistical Analysis Commercial Banking Client Relations Budget Management Report Management Goal-Oriented Communication Skills Bond Assurance Detail-Oriented Decision Making Team Building Time Management Organization Skills PROFESSIONAL EXPERIENCE    Calyon New York, NY   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   2005 – Present Senior Analyst – Capital Markets / Global Funding Desk Prepares and presents consolidated entity level risk reports for Senior Management including the Senior Executive of the Trading Desk. Provides consultation and advice regarding dynamic hedge strategies utilizing interest rate derivatives. Automates various workflows utilizing Excel and Visual Basic. Identifies and quantifies all risks borne by the trading books. Reviews and analyzes calculations of risk parameters including sensitivities, volatilities, VaR, and reporting of total position risk. Runs scenario analyses and stress loss tests. Explores P&L and positional impacts of market movements. Quantifies portfolio size and stop-loss limits; monitor and report on breaches. Guides traders on market risk, P&L, liquidity risk, and limit utilization. Analyzes the integrity and maintains the quality of the data feeds from various global systems by establishing effective processes for timely VaR reporting for the Investment Bank. Optimizes the management framework. Produces ad-hoc reports and quantitative analysis for the Treasury/Global Funding Desk. HSBC Bank USA, New York, NY  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚   2001-2005 Sr. Risk Analyst – Interest Rate Derivatives Desk Verified and analyzed daily Profit and Loss. Analyzed calculations of risk parameters including volatilities, stress testing and (VaR). Deconstructed and analyzed reports on Fixed Income and Interest Rate Derivatives. Measured and analyzed credit exposures and various elements of risk. Provided financial reports to Head Office and Senior Management. Reorganized the use of proprietary relational databases, complex spreadsheets, and concomitant macros to streamline corporate business operations. Tested and implemented the VaR model (Taylor-Series). Ensured levels of risk were consistent with limits established by management. Continue†¦page 1 of 2 ALBERT YAGUDAEV  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Page Two Integrated Leasing, Melville, NY  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   2001 Consultant Successfully streamlined corporate business operations through the utilization of spreadsheets and macros. Developed and maintained relational databases for product centers. Natexis Banque Populaires, New York, NY  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚      1999 – 2000 Treasury Risk Manager – Fixed Income and Interest Rate Derivatives Desk Performed VaR analysis using RiskMetrics. Analyzed the results of Monte Carlo simulations and historical Time Series risk measurement Responsible for defining department’s market risk measurement methodologies, including statistical measures, stress testing, monitoring overall positions and setting limits to govern exposure Researched simulation models for incorporation into firm’s risk systems Managed P&L risk on both an intra-day and end-of-day basis, specifically monitoring risk exposure    Ambac Capital Corp., New York, NY  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  1997-1999 Risk Analyst – Fixed Income Desk in Asset/Liability Management Prepared detailed mark-to-market risk analysis of a $10.5 billion asset and liability portfolio for Securities including GICs, CMOs, Corporates, ABS, Municipals and Treasuries. Analyzed and recommended appropriate hedges with respect to interest rate exposure for duration, convexity, and time value utilizing options, futures and other derivative products. Measured portfolio risk utilizing dollar and effective duration, convexity, key rate duration, volatility, prepayments, and basis between Treasury, Libor and AAA Corporate yields. Maintained, reviewed and updated model assumptions for measuring sensitivity of the GIC portfolio to market value fluctuations and changes in interest rates. J & W Seligman & Co., New York, NY  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚   1995-1997 Business Analyst Conducted quantitative and statistical analysis for the Fixed Income Analytical Team. Reviewed and analyzed trends in the bond market, interest rates, and yields. Effectively prepared and presented detailed reports to Senior Management describing the firm’s current risk status. Salomon Smith Barney Inc., New York, NY  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚   1994-1995 Associate Analyst Evaluated department financial progress through the compilation and manipulation of data utilized in daily reports. Significantly reduced the capital charge imposed by the SEC on aged items from $159 million to $13.3 million. Successfully managed the $83.2 million Smith Barney commission account for proper allocation. TECHNICAL SKILLS Bloomberg  ¨ Bloomberg Trader Workstation  ¨ Reuters 3000 Calypso  ¨ RiskWatch  ¨ RiskMetrics,  ¨ Summit,  ¨ Kondor Microsoft Office Suite (Word, Advanced Excel w/ VBA & Functions, Access) EDUCATION St. John’s University – College of Business Administration, Queens, NY Bachelor of Science in Finance, (date) Associates in Computer Science, (date)

Monday, January 6, 2020

Why teens need cell phones - 500 Words

Why teens need cell phones. Tim was riding his bike from school, when he looked behind there was this red truck following him. He started to get kinda worried, so he started going faster so he could get to his house faster. Tim had about 3 blocks left to go, the truck was still following him. The truck started speeding up, suddenly Tim looked to his left and the truck was next to him. There was an older gentlemen in the truck and he said â€Å"get in i can take you home, throw your bike in the trunk.† Tim yelled no! Then tim reached in his pocket while still riding his bike and dialed 911. Soon Tim reached his house and he ran inside. Locking all the doors and windows. He looked out one window and the truck was sitting in his driveway with the†¦show more content†¦A teen in a situation where he/she must travel or walk alone to get to school might need a cell phone to stay connected with family. Teens need cell phones in case something happens when they’re with their friends. (Hatter, 5) Cell phone safety. Safety is one of the most prevalent reasons cited by parents for providing teens with a cell phone. The main reason for providing a teenage with a cell phone is to enale contact with the teenager when they are not home. Parents feel safer with their teenagers having cell phones. (Halter, 4) Cell phone texting safety. Parents feel safer with their teenagers having cell phones. The compromising photos sent to your â€Å"friend† could actually end up being seen by people they weren’t intended for or end up being placed on the internet for the world to see. That â€Å"friend† online you met and are now texting, may not be the person you think they are. Distracted driving is mostly caused by text messaging. When driving you should not text and drive because while you texting and driving you may be looking at your phone longer than you think and you may rear end someone and seriously injure someone or yourself, or run a red light and hit someone. Conclusion So to come to my conclusion that teens need cell phones. Teens need cell phones to call incase of an emergency. For example if a teen has medical issues they might need a cell phone to call in case they needShow MoreRelatedNegative Effects Of Cell Phones1100 Words   |  5 Pagescreated the thing that runs the lives of many ---- a cell phone. For those living under a rock, cell phones are portable telephones that requires cellular network (ATT, Verizon and Tmobile) to make and receive phone calls. For the first time ever, a generation of kids are going through their adolescence with smartphones. As stated by Pew Research Center, â€Å"75% of 12-17 year-olds now own cell phones, up from 45% in 2004† (Lenhart 1). As cell phones advanced over the years, the increase of adolescenceRead MoreCell Phones are Higlhy Addictive1431 Words   |  6 Pagesbillion cell phone subscribers in the world. (â€Å"UN says world has 6 billion cell phone subscribers, 2.3 billion Intern et users†). 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If they get lost they can find the GPSRead MoreShould Teenagers Put Down Their Phones?1561 Words   |  7 PagesTeenagers are on cellphones like bees on honey, they can’t get enough of their cellphone and they can’t put them down but why? That’s the million dollar question, why can’t teenagers put down their phones? The reality of it is they are addicted to their cellular device weather it is to surf the web or to play games or even just to take a selfie. On April 3, 1973 Motorola employee martin cooper stood in midtown Manhatt an and placed a call to the headquarters of bell labs in New Jersey. (The Atlantic)Read MoreConsequences of Texting behind the Wheel Essay828 Words   |  4 Pagesboy who was in critical condition died several days later. Chandler was sending a text that said â€Å" I love you† to his wife when he caused the accident. Drivers who were texting were 23.2 times more likely to crash to those who weren’t texting (Cell Phones and Texting). 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This day and age sending a text is the quickest and most efficient form of communication. The Berkman Center for Internet Society at Harvard University found that (78%) of teens now have a cell phone and almost half (47%) of those teens have smartphones. That translates into (37%) of all teens who have cellphones, up from just (23%) in 2011(Madden). Today, people tend to use their phones to text more than they do to make phones calls, and this can serveRead MoreMobile Phone Addiction1228 Words   |  5 PagesThe problem of mobile phone addiction (1010words) Nomophobia, the fear of being out of mobile phone contact. The phrase was coined by a U.K. study commissioned by SecurEnvoy as an abbreviation for no-mobile-phone phobia. According to an article, 77% of the 18-24 age group revealed nomophobia.   If a person doesn’t have his or her cell phone, and feels uncomfortable trying to respond to real life situations without it, experts warn this is addiction. In Hong Kong, it is not hard to find teenagersRead MoreDistracted Driving Involving Cell Phones908 Words   |  4 PagesThroughout the year of 2011, about 2,650 teens in the United States between the age of sixteen and nineteen were killed and almost 292,000 were treated in emergency departments for injuries involved with motor-vehicle accidents (â€Å"Teen Drivers: Get the Facts† par. 2). Basically, seven teens die every day from motor-vehicle injuries. The risks of these accidents are becoming higher each year among the teen age group. Research has shown, teens in the United States between sixteen and nineteen have aRead MoreArgumentative Essay On Cell Phones1182 Words   |  5 PagesHow many kids have you seen with a phone but haven’t even passed elementary? At what age would it be appropriate to give children the big responsibility of keeping an expensive cell phone intact while using it respectfully and for the right reasons? â€Å"The average age for a child ge tting their first smartphone is now 10.3 years† Jay Donovan states. Do you think you could put your full trust in a ten year-old to take care of an electronic device that costs hundreds of dollars? Tim Elmore says, â€Å"From